A whole lot of points and benefits – American Express and PAYBACK are offering a credit card with no annual fee

Right before the summer holidays start, PAYBACK and American Express have come up with a tempting offer. For the first time, until 31 May 2014, the PAYBACK American Express credit card is being offered with no annual fee. In addition, the card will be issued with 4,000 extra points straight off, worth 40 Euros.

The card offers customers many additional services and ways to quickly collect points. For instance, when paying with the card, customers earn 1 point for each EUR 2 spent – whether the transaction is with a PAYBACK partner or not. The only exception is petrol station transactions. What’s more, double points can be earned at two favourite PAYBACK partners – where cardholders can collect 1 point for each and every euro spent.

“The PAYBACK American Express credit card offers customers the chance to collect points for retail purchases along with all the extra services offered exclusively to American Express cardholders. Now is a great time to apply for the card,” says Thomas Nau, Country Manager for American Express Germany, as cardholders will be entered into quarterly draws for concert tickets and other special events. Round-the-clock customer service is available all over the world. In case of loss or theft, a replacement card will be provided free-of-charge.

“This is the best PAYBACK card, offering customers the best benefits package and more opportunities to collect points than ever before. It makes the shopping experience more pleasant, secure and simple. We are delighted to be able to offer this attractive card in cooperation with American Express to our more than 20 million members – and all for no annual fee whatsoever,” says Bernhard Brugger, CEO of PAYBACK Europe.


New! dm PAYBACK American Express card

Right now you can also apply for the dm PAYBACK American Express card. Cardholders who choose dm-drogerie markt as a favourite partner can claim 1 extra point for each and every euro spent. Applications up to and including 31 May 2014 will qualify for lasting exemption from any annual fee on this card as well.

The card can be used in over 200 countries wherever retailers accept American Express. Cardholders can also withdraw cash from more than 900,000 ATMs throughout Germany. Cards can be ordered via PAYBACK, American Express, in any Galeria Kaufhof store or at Galeria Kaufhof online, and at dm-drogerie markt.



About American Express
American Express is a global service company. We offer our customers products and services designed to enrich your lifestyle and promote successful business. Find out more at https://www.americanexpress.com/germany/. Why not pay us a visit at facebook.com/americanexpress, twitter.com/americanexpress or youtube.com/americanexpress.


PAYBACK is Germany’s biggest and most popular loyalty programme and also its biggest couponing platform. Customers can currently collect points from over 600 well-known companies in-store, online and via mobile, and redeem these for vouchers, rewards or Lufthansa miles or donate them to aid projects. In 2013, card holders collected points worth a total of EUR 183 million and redeemed 96 percent of these. Data protection at PAYBACK is TÜV-certified.


Press contact:

American Express Services Europe Ltd.                              

Frankfurt am Main branch                                                   

Carola Obergföll                                                                     

Theodor Heuss Allee 112                                                        

60486 Frankfurt am Main

Tel: +49 (0)69 7576-2325                                                         



Nina Purtscher
Theresienhöhe 12
80339 Munich
Tel.: +49 (0)89 997 41 - 206


Phone +49 (89) 997 41 0

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